About Your Licensed Mortgage Loan Officer

Background, licensing and lending approach of the loan officer you will actually work with, including the states served and the borrowers helped most often.

Every loan starts with a conversation about your goals — budget, timeline, credit, and the monthly payment you are comfortable with. From there, David compares programs across FHA, VA, USDA, conventional, jumbo, and investor options to find the structure that actually fits, then manages the file through underwriting to a smooth closing.

Call (615) 480-7666 to get started. You can also email dcantrell@nexalending.com.

How David helps

David Cantrell, Loan Officer at NEXA Lending. NMLS #186402. Call (615) 480-7666.

Frequently Asked Questions

Who is David Cantrell?

David Cantrell is a Loan Officer at NEXA Lending (NMLS #186402). Expert mortgage loan originator in Alabama and 4 more states helping first-time buyers, refinancing, and home purchases. Licensed #186402.

What areas does David Cantrell serve?

David Cantrell is licensed to provide mortgage services in Alabama, Kentucky, North Carolina, Tennessee, and Florida.

What services does David Cantrell offer as a mortgage loan officer?

David Cantrell offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in Alabama, Kentucky, North Carolina, Tennessee, and Florida. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.

How can I contact David Cantrell?

You can call (615) 480-7666 and email dcantrell@nexalending.com to get started or ask about current mortgage rates and pre-approval.

What is David Cantrell's NMLS number?

David Cantrell's NMLS license number is 186402. You can verify this license at nmlsconsumeraccess.org.

How do I get pre-approved for a mortgage with David Cantrell?

Getting pre-approved is simple: share your income, assets, and credit details, and David Cantrell will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.

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